The Merchant-Specific Credit Card API allows businesses to generate unique, one-time use credit card numbers that are securely linked to their bank accounts. This API enhances transaction security by enabling merchants to create temporary card numbers for specific transactions or merchants, mitigating the risks associated with payment fraud. With this powerful tool, businesses can control spending, reduce the chance of unauthorized transactions, and maintain customer trust as sensitive financial information is kept private and secure. By utilizing this API, developers can seamlessly integrate the generation of disposable credit card numbers into their applications, offering customers a safer payment experience.

Using the Merchant-Specific Credit Card API comes with several benefits. Key advantages include:

• Enhanced security through one-time use card numbers.
• Greater control over spending limits for specific merchants.
• Reduction in payment fraud and unauthorized transactions.
• Simplified payment process for both merchants and customers.
• Increased customer confidence in making online purchases.

Here’s an example of how to call the API using JavaScript:

const fetch = require('node-fetch');

async function generateCard(apiKey, merchantName) {
    const response = await fetch('https://api.privacy.com/v1/cards', {
        method: 'POST',
        headers: {
            'Authorization': `Bearer ${apiKey}`,
            'Content-Type': 'application/json'
        },
        body: JSON.stringify({
            "merchant": merchantName,
            "expires_on": "2024-01-01" // example expiration date
        })
    });

    if (!response.ok) {
        throw new Error(`Error: ${response.statusText}`);
    }

    const cardData = await response.json();
    console.log(cardData);
}

// Example usage: generateCard('YOUR_API_KEY', 'Merchant Name Here');

For more details, visit the API Documentation.